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Here’s Why Dan Believes Only Idiots Use Debit Cards And Why Credit Cards Are Better. If You Want To Reach Financial Success So You Don’t Have To Worry About Money, Click Here To Get Your Best High-Income Skill:

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You’re probably wondering, “Should I use debit cards or credit cards to maximize my financial potential?” Well, in this video, Dan Lok is going to be straightforward with you as to why he believes only idiots use debit cards, and why credit cards are better. If you liked this video and want to see more like this one, hit the “like” button and comment below.


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Dan Lok is a Chinese-Canadian business magnate and global educator known for being the founder and chairman of – the world’s #1 virtual-closers network,, and Beyond his businesses, Mr. Lok has led several global movements to redefine modern education where he has taught individuals from 150+ countries to develop high income skills and financial confidence.

Beyond his success in business, he was also a two time TEDx opening speaker. An international best-selling author of 12+ books. A member of Young Presidents Organization (YPO) – a private group of global chief executives whose companies employ 22 million people and generate 9-trillion USD in annual revenues. He also hosts The Dan Lok Show – a series on elite business tycoons and world-leading entrepreneurs.

Today, Mr. Lok continues to be featured in thousands of media channels and publications every year and is widely seen as one of the top business leaders by millions around the world.

If you want the no b.s. way to master your financial destiny, then learn from Dan. Subscribe to his channel now.

Dan Lok Blog:

#DanLok #CreditCards #DebitCards

Please understand that by watching Dan’s videos or enrolling in his programs does not mean you’ll get results close to what he’s been able to do (or do anything for that matter).

He’s been in business for over 20 years and his results are not typical.

Most people who watch his videos or enroll in his programs get the “how to” but never take action with the information. Dan is only sharing what has worked for him and his students.

Your results are dependent on many factors… including but not limited to your ability to work hard, commit yourself, and do whatever it takes.

Entering any business is going to involve a level of risk as well as massive commitment and action. If you're not willing to accept that, please DO NOT WATCH DAN’S VIDEOS OR SIGN UP FOR ONE OF HIS PROGRAMS.

This video is about Only Idiots Use Debit Cards – Why Credit Cards Are Better

    54 replies to "Should You Only Use Debit Cards? Why Credit Cards Are Better"

    • Waseem Waswani 360

      Dan Lok just promoting credit card for the Buck’s he got.

      • MaximOrlov

        Yeah, right, Dan, who paid your?

      • humanity Love

        ExCtly for shows earn

    • alessandro pizan

      The big mistake is to believe that the money is yours (credit card)

      • Robyn Hindrana

        @SchmutzLord 3000 😂😂😂😂😂do what you want

      • SchmutzLord 3000

        @Robyn Hindrana thx

      • Kolade Balogun

        exactly the feeling U get when U have access to credit…😄😅

      • Kolade Balogun

        exactly the feeling U get when U have access to credit…😄😅

      • Doc

        Super true statement! 👍🏼

    • Octane Bells

      You can use the pencil to stab someone like john wick😂😂😂

      • Doc

        Octane Bells – Excellent reference!

      • Milo Openg

        Yes I used a similar reference as a kid in my exam too. A knife can be used to cut, or to kill, it depends on how you use it.

    • Nicolae Stratulat

      No matter what you use , as long as you have multiple streams of income….peace

      • Jennifer Dongael Vlog

        @Nicolae Stratulat
        Yes true

      • C V

        Nicolae Stratulat let me guess, shopify guru?

      • Nicolae Stratulat

        @C V Defenetly….NO
        There is no such definition in my mind like guru, i am not a guru, how do you come to this kind of conclusion?

      • Luxury Doll

        Agree 😇❤️

    • Robyn Hindrana

      Credit cards are only for the people who handle their money wisely

      • 러버덕덕

        so true

      • Jets Set 5.0

        Or ppl that money to spare

      • Biorn Falcken


      • Emad Ahmed

        True but even people who handle their money wisely can make mistakes. And it’s better to make a mistake with a debit card than with a credit card. Debt is a curse.

      • Milo Openg

        Good debts are good- Robert kiyosaki

    • Rich Daddy Gangsta

      1. You can leverage others people money
      2. You can borrow money for free
      3. You build up your credit score credibility
      4. You get rewarded
      5. You are better protected

      • Naveed Gorantla

        Rich Daddy Gangsta thanks dude

      • Money guy

        Credit cards have 20 percent interest rates and other hidden fees, it’s best to avoid them at all costs

    • The Cash Compass

      If you have the discipline to pay off credit cards every month then it’s a no brainer to use a credit card.

      • Dan Lok

        Well said

      • Tincu Stefan Lucian

        Else it is a good reason that you should not use a credit card.

    • NistuGames

      The Big depression occured when people got too big credit for their income.

      • Xrystal Skyes

        NistuGames seeing how many people don’t know what dan lok and others teach leads me to believe we’re about to see that again

    • Moise

      Don’t use credit if you are broke or poor. That’s the answer

      • Willie Turner

        I’ve learned my lesson, and now I’m regretting it. I’ve got a lot of fixing up to do.

      • SimplyKathyH

        Don’t use a credit card for daily small purchases but things that are like getting items for your home or a plane ticket. But the key is pay off the amount you spent in the month you spent it.

      • Milo Openg

        Yeah I THOUGHT I was making more money than the interests charged too, until I collected a hill of debts before I realised. It is costing me my wedding and my marriage now.

    • Varun Patil

      People with Non Discipline with Money tells that Credit Cards are Bad !!

    • Shivam Shah

      There is a difference between debt and leverage

    • kent art

      I can understand loan some money to the bank for bussiness purpose, to grow your bussiness, funding project etc. Other than that i don’t think that’s a good idea…

      • Xrystal Skyes

        kent art literally this. Why is credit used for micro purchases. Delusioned pop.

      • Emad Ahmed

        Even in that there’s a risk of debt if the business venture doesn’t take off.

    • Kyledellosa

      I have started my credit journey with my first credit card last year.

      Also, being an authorized user from my parents actually helped build up a record even if I dont use the card or the fact i didnt have a credit history in the past.

    • Marc Minicuci

      I only use my credit card. A few years back one of my dads friends said ” why are u using ur debit card, u get charged fees and dont collect any points”. That’s the day my financial education started. From learning about credit cards, to now stockmarket/option investing. Wow, what a journey and process

    • Zk8et

      Been using credit cards since I was 19, my parents are scared of credit cards just like Dan said. 😂 guess I’m doing one thing right. 👍👍

      • Emad Ahmed

        It’s right until it’s wrong.

    • 7Fernandez

      The tittle should be “if you are rich then use credit card”

      • Money guy

        If you are rich then you don’t need a 20% interest credit card

    • Wayne Won

      I WANT THEM TO HAVE A RECORDED 1 on 1 discussion in the flesh on this subject.

      • Tibi Badescu

        When to people have opposite opinions, I always want to see what happens when they talk face to face..

      • Shahandy Mauricio


    • Doc

      Credit Cards can be your best friend or your worst enemy.

      Like anything else, you must have discipline, self-control & maturity.

    • Uae Visas

      Not recommended, my whole life screwed because of credit cards.

      • DelegadoFernando

        Just because you don’t have self control.

      • Emad Ahmed

        @DelegadoFernando It’s not just about self control. There are other factors as well. If you take a loan to invest in a business, and the business doesn’t take off, what has that got to do with self control? If you take a loan to build a house, and you unfortunately lose your income source for any of the many possible reasons, what has that got to do with self control?

    • Phillipp Nuñez

      He has a point. Looks like I’ll get one this year haha

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